Payments

Mobile money Telegram payments

Quick answer

Unloka helps Telegram creators move away from manual payment screenshots by sending members to a storefront, collecting mobile money and card payments, guiding Telegram access, tracking expiry, and supporting withdrawals.

Collecting payments for Telegram communities

A creator publishes access plans on a storefront and shares the link with prospective members instead of manually handling every payment conversation.

Why screenshots are painful

Payment screenshots do not reliably prove who should get access, when access should expire, or whether proof has already been used for entry.

How Unloka helps

Unloka provides storefront checkout, access flow support, access-period records, expiry tracking, and withdrawal records in one workflow.

Pricing and withdrawals

Mobile money payments are priced at 8%, card payments at 10.5%, and creator withdrawals cost KES 50. There is no setup fee or monthly subscription.

Accuracy note

This page describes Unloka's payment and access workflow. Mobile money providers such as M-PESA may be relevant by market, but the product framing is provider-neutral.

Mobile money workflow demo path

What the creator sees

The creator sees a storefront plan, payment status, access state, expiry tracking, and withdrawal records instead of a pile of payment screenshots.

What the member sees

The member starts from a public storefront, selects a plan, pays, and follows the Telegram access handoff after payment.

What pain this removes

This reduces manual screenshot matching, duplicate proof checks, and waiting for a creator to connect payment proof to Telegram access.

Try the demo storefront

FAQ

Why not just ask for payment screenshots?

Screenshots create matching, fraud, delay, and expiry problems once more people start paying.

What does Unloka charge?

Unloka charges 8% on mobile money payments, 10.5% on card payments, and KES 50 per withdrawal.

Does Unloka overrule creator refund decisions?

No. Refund and dispute decisions are creator-controlled unless product policy or law requires otherwise.

Pricing

See all public fees.

How it works

See the full workflow.

Mobile money guide

Learn how to charge for Telegram access.

Screenshot comparison

Compare manual screenshots with automation.

Ready to replace manual Telegram admin?

Create a storefront, publish access plans, and let Unloka handle payment-to-access workflows.